FACTS |
WHAT DOES BANK OF COMMERCE
DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand
what we do. |
What? |
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
- Social Security Number and Credit History
- Income and Employment Information
- Account Balances and Wire Transfer Instructions
When you are no longer our customer, we continue to share
your information as described in this notice. |
How? |
All financial companies need to share customers'
personal information to run their everyday business. In the
section below, we list the reasons financial companies can
share their customers' personal information; the reasons
The Bank of Commerce chooses to share; and whether you can limit
this sharing. |
|
Reasons we can share your personal information |
Does Bank of Commerce Share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
No |
We Don't Share |
For joint marketing with other financial
companies |
No |
We Don't Share |
For our affiliates’ everyday business
purposes— information about your creditworthiness |
No |
We Don't Share |
For our affiliates to market to you |
No |
We Don't Share |
For nonaffiliates to market to you |
No |
We Don't Share |
|
More of the Bank of Commerce Privacy Policy. Who we are, and how we use your information
Questions? |
Call (918)-476-8317 or go to http://www.chouteauboc.com |
|
Who is providing this notice? |
Bank of Commerce |
What we do |
|
How does Bank of Commerce protect my personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards and
secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
How does The Bank of Commerce collect my personal information? |
We collect your personal information, for example, when
you
- Open an account
- Apply for a loan
- Use your Credit or Debit card
- Make deposits or withdrawals from your account
- Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and non financial companies.
- Bank of Commerce does not share with our affiliates.
|
Non Affiliates |
Companies not related by common ownership or control. They can be financial and non financial companies.
- Bank of Commerce does not share with non Affiliates so they can market to you.
|
Joint Marketing |
A formal agreement between non affiliated financial companies that together market financial products or services to you.
- Bank of Commerce does not jointly market.
|
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